|
Fixed deferred annuities combine the security of fixed rates with the tax advantages and lifetime income offered by annuities.
Low risk
A fixed deferred annuity allows your premium to earn interest safely, with low risk. The issuing insurance company guarantees the interest rate for as short as one to as long as ten years.
|
|
|
Learn More
Are you willing to take some risk for the potential returns available in the stock market? Check out the
variable deferred annuity.
Do you like the potential returns
of the stock market, but don't like
to take risks? Consider the
equity-indexed annuity.
|
|
When the guaranteed period is over, a new rate is declared which is guaranteed never to fall below a minimum rate specified in the contract/policy.
Tax Advantages
The interest earned on your fixed deferred annuity is not taxed until you make a withdrawal. This allows your money to compound more and grow faster than other retirement plans.
Guaranteed Payouts
At any time you wish, you can elect to convert your fixed deferred annuity into a guaranteed monthly income that you cannot outlive. Even if you never elect to annuitize (to receive a lifetime monthly income) you may instead elect to make periodic withdrawals as a way to access your money.
|
